Kayla Ekaterina

Roth 401k Contribution Limits 2025 Irs. The irs raised the standard 401(k) contribution limit. The contribution limits for a traditional or roth ira increased last year but remain steady for 2025.

If you have a roth 401(k) plan and a roth ira, your total annual contribution across all accounts cannot exceed $30,000 in 2024 or $38,500 if you are 50 or older. For the 2025 tax year, the irs is increasing the annual contribution limit for 401(k) plans by $500 from the current limit of $23,000 in 2024 to $23,500 in 2025.